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5 reasons why FD is your best savings vehicle!

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FD is your best savings vehicle

You may be popping up this question – why to opt for a fixed deposit scheme when there are numerous investment schemes available in the market these days, right?

The answer to the question is that as compared to other market-based investment programs such as mutual funds, equities, stocks and more, the interest profits of a fixed deposit plan is fixed.

It means that no matter how the situation of the market is, your interest ROI is sure-shot and you won’t hit loss.

Thus, if you are looking for an investment-cum-saving plan to give you guaranteed returns, you can blindly opt for an FD scheme.

In the same context, let’s provide you some reasons that make a FD (Fixed Deposit) scheme your best savings vehicle.

  • A higher return at a lower risk

When you invest in an FD scheme, you not only get to avail a higher return but also avail it at a lower risk. As the profit of the fixed deposit is not affected by market conditions, you stand to gain a higher return at a lower risk.

  • Senior citizens get more profits

If you are a senior citizen and looking to invest your savings in a fixed deposit plan, you can gain to avail the highest FD interest rates returns. Being a senior citizen pays you and lets you pocket an extra 0.35% profits which are actually 8.20%. Leading online lenders or service providers will have you get a fixed 8.20% FD interest rate on your investments.

  • You don’t have to put in a high amount

A fixed deposit account with an online lender won’t demand a higher amount to keep. You can begin investing in an FD account with as little as Rs.25,000 only. What’s more, you also get to choose a flexible tenor varying between 12 months to 60 months. However, the concept is simple to understand – the higher the tenor you opt, the higher your investment profits.

  • You stand to gain higher stability of investment

The fixed deposit schemes which you activate for savings or investment purpose have the higher stability of investment. It is because the fixed deposit programs of online leading are safe and have the ratings of CRISIL’s FAAA and ICRA’s MAAA. It means that your fixed deposit investment is absolutely safe and won’t suffer any loss no matter what the market condition is.

  • Provides you loan facility in need

An FD account also lets you avail a loan facility against your FD balance. Hence, you don’t have to break your FD prematurely and suffer your profits loss and also serve a penalty.

The Bottom Line

What are you still waiting? You can easily apply for an online fixed deposit account with a leading online lender, and be sure to earn huge profits as the year roll. All the best!

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Business

Why Door Hangers Are Important Marketing Tools?

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Door Hangers Are Important Marketing Tools

Door hangers are an essential advertising tool due to their uniqueness and skill to achieve people on the personal scale. Since they’re intended to be put on door handles, custom door hangers can be effective in reaching anybody who reaches for his or her door knobs several times a day (which is quite literally every working professional out there). They provide an engaged that radiates another aura than your average postcard or brochure is capable of doing. They essentially get a customer to notice them without much extra effort because they are not traditionally mailed like a number of other pieces of junk you receive daily. Checkout Cheap Door hangers Print for more!

It requires a particular kind of company owner to indulge in one of marketing’s most treasured but often overlooked modes of communication. For one, you won’t have to think about a campaign involving cheap door hangers a high level larger corporation or conglomeration, mostly because a small-town campaign such as this just isn’t necessary. However for start-ups along with other businesses, this could be the opportunity to influence your local area’s citizens one at a time. Perhaps you’re a cable company trying to make your mark, or a small bakery offering up pastries and doughnuts that are much better than your average shop.

Whatever it is you need to do, custom door hangers are your path to success. When a person sees one hanging using their front doors, they instantly feel as if the piece has more importance than their junk mail. They’ve the opportunity to be printed with shiny coatings, reinforced paper stock and even perforations close to the bottom to include any sort of coupon, business card or any other promotional item. This enables an entrepreneur to measure the response rate as a result of the last drop. When your customers pick up your door hangers, it really feels right and will elicit a far more thought-provoking response. So the first thing you’ll need is definitely an awe-inspiring “Realtor Door Hanger”, of course. Check out DoorHangers.com which are more inexpensive and professional looking options. Put some color in it making it pop and ensure you sweep on your copywriting skills; you’ll need some killer copy to pull a high response rate.

After you have your door hanger printed and in-hand, it’s easy. Just walk around your selected neighborhoods and hang up them up. Simple. Again, it’s all a numbers game. The greater you hang up the phone, the more traffic you’ll send to your website or phone.

Should you really want to increase the success of your door hangers, go back and hang up them up once a month or so. Statistically, it takes a consumer 7 times before they understand your brand. Repetition is the key.

These little bits of brilliance are really versatile, causing them to be even more popular amongst small businesses. You can put them up anywhere, even just in places that do not have some empty knobs for placement: bulletin boards, as mailers along with other supplemental offerings. You’ll want to make sure to protect you hangers in the external forces for example weather and wind. This can be safeguarded against when you ask your printer by what type of options they’ve for you personally. Generally you’ll be able to tackle almost anything that’s thrown your way.

Door hangers are instrumental in small marketing campaigns. Find cheap door hangers together with your name in it today.

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Four Ways to Befriend Your Former Company When Starting a Business

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Former Company When Starting a Business

It is a huge challenge for an individual to quit his job and launch his own business. However, the task can get less burdensome if the individual decides to start their venture in an industry where they already have knowledge, connection and credibility.

In such a situation, your former company can either become your key asset in the new venture or a potential competitor in the industry.

For instance, Ian McAfee in 2009 left his mis-level executive job position from a reputed forex brokerage company to start his own venture in the same industry. Ian with his two business partners started Shift Forex in less than $15,000, a company that provides consultancy services to other forex companies. In the first year itself, Shift Forex earned total revenue of $200,000.

When Ian was asked about the success of his company, he said that he owes the first-year success of his company to his former company and by maintaining a strong relationship with it.

We believe he is not the only one.

You too can gain success in your venture and maintain a healthy relationship with your former company. We are here to help you achieve the same. Here’s how you can turn your former company into an asset that will help your new venture in its success.

1: Show Respect

While you are still working for a company, it is your sole responsibility and a personal choice that while you are working for them,

  • You do your best to serve your purpose in the business
  • Practically, not having any real conversation with your company’s clients, vendors/ suppliers and fellow employees (except for your co-founders) about starting your new venture.

To show respect towards the company you are working for, you have to remember the above two points until you have officially left the job. If the management gets to know about your new venture from the clients or other employees, there are high chances of ending your relationship with your former company on bad terms.

It is important that while you still work for them, you are limiting your activities to researching, strategising, planning and securing funds. Ultimately, it is your lookout on how you avoid the temptation of speaking about your new venture (our suggestion: self-control).

2: Share Your Plan When You Quit

When your company hears that you are quitting your job to start your own venture in the same industry, they might worry that you are planning to steal their customer base or provide some identical services at a better rate.

While few things may be similar, but your former company will definitely have a different value proposition or a target audience. So, when you explain your plan to your former company while quitting would make them feel less threatened by your venture.

Although they would see your company as a potential competitor in future, but your actions will demonstrate a high degree of integrity. On the other hand, if they have a strong obligation against your plan and believe that they have some legal authority to prevent your new venture, it will provide you a window of opportunity to work out a friendly compromise.

Most companies are supportive when their former employees are starting a new venture. If you are lucky enough, maybe your former company would be supportive towards you too.

3: Offer to Help With the Transition

The job position that you are currently working on may have major responsibilities and leaving the job position would mean that your department is left helpless until it finds your alternative. What you can do is, while leaving you can offer to complete certain targets or handle few responsibilities for limited period (of course, as a paid candidate).

Even if your former company does not choose to take your offer, it sends across a message that you really care about the company and what to continue having a good relationship in future.

In case of Ian McAfee, his former company and he had discussed about projects Ian was responsible for. There were certain projects near completion and that would bring in huge profits from the company. So, Ian agreed to finish projects he was responsible for as a consultant.

4: Let Them Know How They Can Help

One of the major benefits of leaving a company on good terms is that you can always ask them to help you in your new venture. Your company would have a good position and establishment in the market and could provide your company with references or even refer you few clients.

Your former company can also help you during financial crisis by referring you few alternative finance sources. They may also provide you legal aid, marketing and sales advices and help you build your way towards success.

In Ian’s situation, his company was comfortable and trusted him with relationships because of the way he handled his department. This was despite the fact that he started a new venture in the same industry and could be a potential competitor later in future.

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Applying for Australian Visitors’ Visa

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Applying for Australian Visitors’ Visa

Australia is one of the famous destinations for tourism with its long coastline, modern living and natural wonders. The yearning for having an experience of visiting Australia is something to remember for a lifetime. In regards to visit Australia for tourism or business activities, a visitor will need to apply for the Australian visitor visa (subclass 600). Under the provisions of this visa,

  1. Tourism is only allowed for the purposes of visiting with family and friends or recreation
  2. Business activities include attending conferences, signing deals or for other business meetings

Rules and regulations that a visitor has to follow to apply for Australia visitor visa from India:

  • A person who enters Australia on a visitor visa does not have the permission to work anywhere or contributing to any kind of services to any organization in Australia.
  • A person taking an entry on a visitor visa cannot directly involve in business activities or sell any goods and services to the Australian public.
  • A person who likes to study in any non-professional course which lasts for less than 3 months can apply for a visitor visa

Only Indians are eligible to apply for priority processing to get this visitor’s visa. The major part of Priority Service applications will get the finalization within 48 hours after being received by the Australian High Commission. However, the applicants must meet the legal requirements mentioned in the migration legislation for granting this visitor visa. This requirement includes the requirements that the applicants must meet like needed health, character and security assessment.

Features of visitors’ visa for Australia:

This visa permits the visitor:-

  • To visit or for business purposes
  • For up to three, six or 12 months.

The primary application fee for this visa ranges from AUD140 to AUD1020. The e-Visitor (subclass 651) visa is free. The visitor must be a passport holder of his/her home country.  The Electronic Travel Authority (subclass 601) visa has service charge i.e. AUD20.

Requirements for visitors’ visa:

The visitor should be able to get this visa if wants to travel to Australia:

  • as a visitor
  • as a business visitor
  • to visit family or
  • on a tour with registered travel agents

From outside Australia, only certain passport holders can apply for the visa only.

Australia is one of the best tourist destinations, because:

  • This country is a home to fantastic landscape and mesmerizing monuments
  • Australia is the 12th largest economy in this world
  • In this country, one can experience some of the beautiful cities like Sydney, Hobart, Melbourne, Canberra and others
  • Excellent living standard and quality of life with livelihood in Australia
  • Australia has versatilities to offer the tourists according to their hobbies and interests like nature, wildlife, beauty, events, food, and wine etc.

Required documents for Australian visitors’ visa:

  • Scanned copy of passport as ID proof
  • Original passport with at least one page left blank
  • Recent passport size photograph and
  • Other documents supporting the purpose of visit
  • Copies of financial documents
  • Declaration by relatives who stay in Australia

Various visa agencies have started their venture to help the visitors’ and give a success to their dream. The expert counselors help them with document work and the process of visa.

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