Pop Art is often regarded as one of the most popular forms of art. Most people often get confused when it comes to choosing between pop art and modern art. In fact some people day that both these types of arts are basically the same but in reality there are stark contrasts between them.
Understand pop art by Peter Max
Peter, being an icon of pop art says that both these art forms came around the same time. Modern art is part of the Modernism period, which extends from 1860 to 1960. On the other hand, pop art started gaining popularity in Britain during the 1950s and 1960s and gradually it made its way over to the United States. The pop art gained popularity in the United States during a very significant time in the civil rights movement.
Peter Max, the master of American pop art says that this form of art can be easily differentiated from other forms of art because of their usage of vibrant, bright colors and the use of ads to create a new piece. It usually incorporates unique mediums into every piece, such as candy wrappers, magazine clippings and comics from the newspaper. Sometimes distinct pieces are put together deliberately in order to create an apparently impossible association between the items. It also normally combines different aspects of mass culture. Moreover, pop art is known to appeal to the common people and thus can have a great impact on the society.
Famous pop artists like Peter often refer to pop art as commercial art. This is because the main goal of pop art is to showcase product and at times even make fun at the commercialism of present day. Most of the pop artists within the pop art movement use food labels, magazine advertisements, comic strips and other forms to create a pop art piece. The main aim of this form of art is to highlight the ordinary in order to make it extraordinary. Artists in the pop art movement want their art to be available to the masses and not just high-class customers. Thus, pop art celebrates the mundane and ordinary.
Pop art has some very well-known contributors and this form of art has been pioneered by a number of great artists. Later on artists like Peter have continued bringing the pop art movement to life. Peter Max has made some of the noteworthy contributions as an official artist in five Super Bowls, World Cup ’94, Earth Day, Heritage Festival and New Orleans Jazz three Grammy shows, Peace Music Festivals etc. He has also painted for six presidents of the United States and created arts for hundreds of charity auctions.
He has received a number of awards and recognition for his support to the world of art and for his significant charitable work. Thus, it can be said that Peter Max’s contribution in the field of pop art has been great.
How to Start a Rental Property Business
Starting a rental property business can be an extremely profitable venture when done correctly. But as with any business, it won’t necessarily be easy. It will require some hard work and some strategic investing to make it succeed. If you have been considering buying some properties to rent out, there are a few tips you should follow to help you make sure it’s as profitable as it can be.
Speak to your lender
To save yourself some time, it’s best to go ahead and talk to a lending institution before you even start the planning process. This is so that you can get an estimate of how much of a loan you might qualify for and what your interest rate will be. Once you do that, you can determine whether or not it will even be feasible for you to make a profit over what your mortgage loans will be. Be sure to figure in extra costs for improvements and repairs as well as a cushion for unexpected expenses.
Do some research
Find out what the average monthly rent is in your area. You can often talk to real estate companies, the US Department of Housing and Urban Development, or professionals you know around town. Find out the difference in rent for various-sized houses. You can also find out from HUD what their housing requirements are in case you’d like your properties listed with their office to be on their low-income housing program.
Develop a business plan
The US Small Business Administration offers some great resources for all your business questions, but they also have some great advice on writing a business plan. This business plan will not only keep you on track with business goals, but it will also serve as a document to show lenders that you have a solid road map to make money to repay them. In it, you will provide things such as market research, marketing plans, and income projections.
Hire a real estate agent
Speak to a local real estate agent to start looking for properties. By now, you should have a clear idea of what sizes and price ranges you are looking for in a property. You should do your homework and find a well-respected agent who maybe has some rental experience. This is because your agent will be the link between you and potential sellers, getting you the best price and making it their job to know what you need.
When viewing properties, take note of visible repairs that will need to be completed and figure those into your budget when considering which to buy. Often properties that require renovation have the most income potential because you can buy them so much cheaper. However, they can also become huge financial drains that will end up costing you money instead of making it. When in doubt, talk to a couple of contractors to get ideas on the costs of similar renovations so you can decide whether or not it’s worth it for you.
Once you’ve purchased and done any necessary repairs and renovations to your property, it’s time to start making money with it. The first step is to decide what rental qualifications you will require. Because you own the property, you can be as choosy as you’d like with potential tenants. Just make sure that none of your requirements cross the legal lines of discrimination. For example, you cannot refuse to rent to someone based on factors such as race, sex, or national origin. But you can require specific income levels or credit scores. It’s best to have every potential renter fill out an online renters application that gives you the authority to run a background check to find out things like credit scores and previous rental references.
3 Strategies for Trading Stocks
Working hard and saving money is a smart thing to do, but it’s not enough to build real wealth on its own. To maximize your nest egg, you’ll need to invest in stocks and beat inflation. Basic stock investing isn’t too tough, and novice investors can outsource their investment decisions to trusted financial advisor. But for those who prefer to make their own money, there are decisions to make. How aggressive will you be with your investments? What investing techniques will you use? Here are three major stock investing strategies to consider.
Momentum trading strategies can vary in certain ways, but they all rely on the central idea that a stock’s inertia matters. A stock that has been rising or falling in value at a certain speed can often be trusted to continue moving in that direction in the near-term. At the right scale, a momentum trading strategy can use that fact to make smart bets on or against stocks based on their momentum and direction. With more hits than misses, a trader is soon making money.
Momentum is an active trading strategy. It is used by day traders and other more active traders, and newbie investors will want to learn more about momentum trading strategies and their variations before trying them out. But a successfully implemented momentum trading strategy can be very lucrative indeed.
Stocks are traded in a specific way on the market. An investor buying a stock offers a “bid price,” or the amount that they are willing to pay for a stock. An investor selling a stock has an “ask” price, which is the lowest amount they’ll accept for a stock. A bid-ask spread can open a window for an investor using the scalping strategy.
Scalping successfully means buying stock at the (lower) bid price and selling it at the (higher) ask price. To do that, scalpers need to exploit order flows or create the spread themselves. Successfully scalping usually means dealing in small volumes of liquid stock and moving quickly to minimize risk.
Buy and hold investing
Stocks go up and stocks go down. The most profitable thing to do, of course, is to buy stocks when they are cheap and sell them when they are worth much more. If investors are able to “time the market” — get out of overpriced markets, buy back in at low prices after a crash, and repeat — they can make millions and millions. If investors can manage the same sort of buy low-sell high magic with individual stocks, especially volatile and risky stocks, the same rewards are possible.
The problem, however, is that most investors blow it. The market as a whole tends to beat the investors trying to beat it. In other words, it would be better to “be” the market than to try to beat it. And that’s where buy and hold comes in.
With a buy and hold strategy, investors choose large “blue chip” stocks, broad index funds, and other investments that they have reason to believe will be successful in the very long term — just as the market itself is. They then buy those investments and — you guessed it — hold onto them, fighting the urge to sell in tough times and trusting the market and its major players to grow in value in the long term.
Finding your strategy
Active stock trading strategies are popular among day traders. More passive ones, such as buy-and-hold strategies, are better choices for investors who want to “set it and forget it.” Your best bet for investing will depend on your personal preferences, tolerance for risk, and ability to dedicate time and money to investing. Do your research and choose the right strategy for you.
Earnings per common share: Know the benefits
According to the market experts, earnings-per-common share is considered to be a financial ration. Generally, it is first ratio that investors prefer to check out at the time of analyzing a stock. Although it is simple, this metric has been found to be extremely powerful. It does condense good amount of information in single number and allows comparison of alternative investments by the investors. It also helps to charge specific business performance with time and estimates future investment growth.
What is earnings-per-common share all about?
If we talk about Apple, Earnings Aapl is stated to be the company’s total earnings which belong to the common shareholders that are divided by common number of shares outstanding. For calculation purpose, it is essential to determine first the preferred dividends payable and share numbers.
Preferred shares are termed to be special share class that is entitled to fixed annual dividend. Multiplying the preferred share numbers with dividend payable to them as well as subtraction of resulting figure from net earnings of the company can help find profit portion of the company that is to be given to the common shareholders. The number derived is to be then divided by common share numbers for getting to know earnings-per-common share.
One of the major benefits derived from earnings-per-common share is being provided the opportunity to calculate easily and effortlessly the amount earned by the company on the investor’s behalf. When this is multiplied by stock numbers owned, it can provide the claim on net income of the business. This way, by performing such calculation for all companies present in the portfolio, it becomes possible to compare the profit amount earned by each of them on the investor’s behalf. Since pre-share income is quantified by earnings-per-common share, other measures are made irrelevant. It includes business size, common share numbers outstanding along with other company issued instruments, like proffered stocks and bonds. It does allow fabulous and clear comparison.
It also helps in creating charts of management performance with time. This is because, earnings per common share is able to eliminate confounding variables with bank loan assumptions or launch of new products by the company. In case, the company earns much more per-common share when compared to the previous year, then it is likely to do a wonderful job. However, there does exist a caveat, which is ‘stocks may split’. This means outstanding shares can be collected by the company and every old share replaced with new ones, thereby splitting effectively each old share. As this takes place, it is necessary to perform additional calculations to compare new and old earnings-per-common figures.
Dividends vs. Earnings
Although, the earnings made belong to the individual, it is up to the board of directors of the company as to how it is likely to be used. It is the board that will take the decision if the entire earnings or part of it is to be paid in dividend form to the shareholders to be reinvested within the business. But over time, the shareholders can enjoy this money and earnings-per-common share is termed to be a wonderful indication of long term income.
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